Homeowners insurance, also known as building insurance is designed to protect you financially against accidental loss or damage to the physical structure of your property. Examples include a burst geyser that floods your home or a tree damaging your roof in a storm. The Homeowners's Insurance we offer will cover the cost of repairing the damage.
Household contents insurance is absolutely vital, when one thinks of all the valuable and sentimental items you have in your home, from your furniture to your appliances and artwork. The costs to replace all of these items can be a scary thought. We ensure that your household contents are covers for incidents including theft, and damage caused by lightning, storms and floods. We also cover you for damage caused by fire and power surges.
The policies also cover your general valuables consisting of those things you usually wear or carry while away from home such as your clothing, briefcase or handbag. You can also specify individual items like cell phones, laptops, spectacles, bicycles, jewellery etc. Remember that is is often the smallest things that are the most valuable.
Car insurance for your everyday vehicle is essential. With so many cars on our roads, the chances of being involved in an accident are higher than they have ever been. Unfortunately we are also more at risk of becoming victims of car thieves and hijackers.
HOME & CAR:
Personal legal liability
Legal costs and expenses
Death and hospital benefit plan